Personal Value – How Much Is Your Time Worth

Every now and then when I travel, I have to decide on if I want to book a flight out of the local airport or drive to the larger airport 100 miles away.  Invariably the local airport will be more expensive.  But what is the break point for when the increased cost is “too much”?  How much personal value do … Read More

Sending Our Kids to College – Saving for College

Even though our boys are 2 years old and 2 months old, it is not too early to start saving for college.  If our children get into college, we want to help pay for it.  Unfortunately, the estimated costs for a 4 year degree in 16 & 18 years are pretty terrifying.  Furthermore, saving for college to cover all of … Read More

Your SMART Goals Aren’t Good Enough

SMARTER Goals Get Results

You have probably heard about making SMART goals.  I hear them all the time around my office.  We talk about SMART goals for career planning, annual planning, project planning, basically everything planning (SMART stands for Specific, Measurable, Achievable, Relevant, & Time-Bound.)  It’s very common and said almost sarcastically around here because … Read More

Pay Yourself First

One of the best, early lessons I learned was to “Pay Yourself” before you did anything else with your income.  My wife and I spent 6 ½ frustrating* years doing things the wrong way before wising up a little bit and actually putting money towards our future. 

*Let me be honest: in the middle of those 6 ½ years,

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