Your SMART Goals Aren’t Good Enough

SMARTER Goals Get Results

You have probably heard about making SMART goals.  I hear them all the time around my office.  We talk about SMART goals for career planning, annual planning, project planning, basically everything planning (SMART stands for Specific, Measurable, Achievable, Relevant, & Time-Bound.)  It’s very common and said almost sarcastically around here because … Read More

Pay Yourself First

One of the best, early lessons I learned was to “Pay Yourself” before you did anything else with your income.  My wife and I spent 6 ½ frustrating* years doing things the wrong way before wising up a little bit and actually putting money towards our future. 

*Let me be honest: in the middle of those 6 ½ years,

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Why $1,000,000 by 2030?

The $1,000,000 Goal

We Did The Math

It turns out that there is a pretty nice “break-even” point.  I calculated that if we reach the $1,000,000 goal in the year 2030, we could never contribute another dime to our retirement accounts and we will end with ~$3.1mil at 59 ½ years old.  Half a million short of our ultimate goalRead More

Average Retirement Account (By Age)

I was reading an article from Money magazine that had the average retirement account size based on the owner’s age.  I was anxious to see how we stacked up against the average person our age.  Once I started reading the article I was really surprised how low the numbers really are.  I have read similar articles like this before.  In … Read More