Net Worth Update – October 2018 $274,925.23 (+$2,682.40)

October has been a month of adjustments.  We took what we learned in September and started making changes to positively impact our declining cash.  I am sticking to my prediction from my last net worth update that we will see improvement on the November update.  Until then, here is a good representation of what last month was like (last 2 … Read More

Are Your Monthly Subscriptions Getting Out of Control?

Monthly Subscription Based Economy

Subscription based companies are growing from 5-9 times faster than traditional companies.  Many traditional companies are now playing catch-up to regain some of the market share they have lost to these services.

DirectTV Now (Netflix)

Gillette Shave Club (Dollar Shave Club)

AMC Stubz (Moviepass)

And many more.

All of these traditional companies are trying to avoid … Read More

Sending Our Kids to College – Saving for College

Even though our boys are 2 years old and 2 months old, it is not too early to start saving for college.  If our children get into college, we want to help pay for it.  Unfortunately, the estimated costs for a 4 year degree in 16 & 18 years are pretty terrifying.  Furthermore, saving for college to cover all of … Read More

Your SMART Goals Aren’t Good Enough

SMARTER Goals Get Results

You have probably heard about making SMART goals.  I hear them all the time around my office.  We talk about SMART goals for career planning, annual planning, project planning, basically everything planning (SMART stands for Specific, Measurable, Achievable, Relevant, & Time-Bound.)  It’s very common and said almost sarcastically around here because … Read More