I Was Paid a $30,000 Bonus. Here’s What Happened to It.

At my job, as part of my total compensation, I receive an annual bonus.  The bonus is based off of how well the company does in relation to several financial and social responsibility goals.  Based on my position, my target payout is equivalent to 25% of my annual salary.  If we have a really bad year, I can receive nothing. … Read More

The 10 Money Saving Commandments

10 Commandments, FI, Financial Independence, Saving Money

The following 10 “Commandments” are 10 important lessons and strategies that have helped us achieve some success over the last 2 years. In that time, we have seen our net worth grow over $100,000 in just 19 months (check out our most recent net worth update here). I believe that following these 10 rules (in no particular order) can … Read More

Five Money Challenges to Try This Lent

If you’re looking for a money saving challenge for Lent (or just to challenge yourself) look no further! Here are 5 ideas to push yourself to be a little more frugal and pad your wallet:

Challenge #1 – Save $250 over 6 Weeks

This challenge should be pretty familiar to many. It’s a simple savings challenge to put away a … Read More

Home Ownership SUCKS

Sometimes, owning a home feels like constantly setting handfuls of cash on fire. 

We grew up dreaming of buying and owning a home.  For some reason, those dreams left out the bank, interest, mortgages, mortgage insurance, and random stuff breaking.  7 Years ago, my wife and I decided to forgo the “outrageous” rent increase we were asked to pay ($25/month) … Read More