The 10 Money Saving Commandments

10 Commandments, FI, Financial Independence, Saving Money

The following 10 “Commandments” are 10 important lessons and strategies that have helped us achieve some success over the last 2 years. In that time, we have seen our net worth grow over $100,000 in just 19 months (check out our most recent net worth update here). I believe that following these 10 rules (in no particular order) can … Read More

Five Money Challenges to Try This Lent

If you’re looking for a money saving challenge for Lent (or just to challenge yourself) look no further! Here are 5 ideas to push yourself to be a little more frugal and pad your wallet:

Challenge #1 – Save $250 over 6 Weeks

This challenge should be pretty familiar to many. It’s a simple savings challenge to put away a … Read More

Save Until It Hurts

Then Save Some More

You might know (based on a few previous posts) that we have been changing our basement into a home gym (saving ~$75/month in gym memberships).  We’ve now been using our home gym regularly for a couple of months.  As I’ve been in the basement lifting weights, I can’t help but see the parallels between lifting, … Read More

Why Aren’t We Talking About Emergency Savings?

emergency savings, emergency fund

Emergency Savings are Critical

We (in the United States) are entering our 6th week of a partial government shutdown. We have been hearing about workers going to food banks. Interest-free loans for federal government workers. Some banks are also waiving certain fees and allowing their government worker customers to break CDs early.  USAA and Chase bank have allowed furloughed government … Read More