Resisting the Urge to Splurge

Ok – I probably could have picked a better title. But there it is. And here you are. We will just have to live with the fact that I wrote that title out, and you decided to click it.

The urge to splurge is the inner drive we all have to go out (or log on to Amazon) and splurge … Read More

If we saved NOTHING

Over the last few years, I’ve been focusing heavily on our financial future and what we could have when we retire. I recently calculated all of the responsible dollars that we spend every year (roughly $67,650 or $5,637.50 each month). With all of our future planning, I never thought about what “now” we are giving up for $3.6M in … Read More

How Many Responsible Dollars do you Spend?

In our goal to improve how much money we are saving and investing, I became interested in how much of our discretionary income was being spent wisely. In case you don’t know, discretionary income is the money that is left over after you pay taxes and living expenses. I decided to call the wise money that we spend, “Responsible Dollars”.… Read More

Do you have the “Savings Gene”?

Your DNA can say a lot about who you are.  DNA dictates how you look – what color your eyes are, whether your hair is curly or straight, and if it will fall out at some point in your life.  It can also impact your personality – if you are extroverted, what kind of movies you enjoy, and the types … Read More