How Many Responsible Dollars do you Spend?

In our goal to improve how much money we are saving and investing, I became interested in how much of our discretionary income was being spent wisely. In case you don’t know, discretionary income is the money that is left over after you pay taxes and living expenses. I decided to call the wise money that we spend, “Responsible Dollars”.… Read More

Do you have the “Savings Gene”?

Your DNA can say a lot about who you are.  DNA dictates how you look – what color your eyes are, whether your hair is curly or straight, and if it will fall out at some point in your life.  It can also impact your personality – if you are extroverted, what kind of movies you enjoy, and the types … Read More

7 Ways to Cut $50 Off Your Monthly Expenses

monthly saving, monthly expenses

Christmas is less than a week away, and, if you’re like me you have blown your Christmas spending budget.  You are going to need to cut some spending somewhere to get your finances back on track as soon as possible.  Nearly half of Americans rack up credit card debt over the holidays (source).  If you’re one of them, … Read More