How Many Responsible Dollars do you Spend?

In our goal to improve how much money we are saving and investing, I became interested in how much of our discretionary income was being spent wisely. In case you don’t know, discretionary income is the money that is left over after you pay taxes and living expenses. I decided to call the wise money that we spend, “Responsible Dollars”.… Read More

Sending Our Kids to College – Saving for College

Even though our boys are 2 years old and 2 months old, it is not too early to start saving for college.  If our children get into college, we want to help pay for it.  Unfortunately, the estimated costs for a 4 year degree in 16 & 18 years are pretty terrifying.  Furthermore, saving for college to cover all of … Read More

Your SMART Goals Aren’t Good Enough

SMARTER Goals Get Results

You have probably heard about making SMART goals.  I hear them all the time around my office.  We talk about SMART goals for career planning, annual planning, project planning, basically everything planning (SMART stands for Specific, Measurable, Achievable, Relevant, & Time-Bound.)  It’s very common and said almost sarcastically around here because … Read More