I Already Won the Lottery

The Mega Millions and Powerball jackpots have climbed to over $1.5 billion.  The Mega Millions is currently the 2nd largest jackpot at $970 million (a paltry $320,000,000 lump sum after federal taxes.)  The odds of winning the jackpot is 1 in 302 million, incredible odds that only becomes ridiculous when you consider the things that are more likely to … Read More

Pay Yourself First

One of the best, early lessons I learned was to “Pay Yourself” before you did anything else with your income.  My wife and I spent 6 ½ frustrating* years doing things the wrong way before wising up a little bit and actually putting money towards our future. 

*Let me be honest: in the middle of those 6 ½ years,

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Why $1,000,000 by 2030?

The $1,000,000 Goal

We Did The Math

It turns out that there is a pretty nice “break-even” point.  I calculated that if we reach the $1,000,000 goal in the year 2030, we could never contribute another dime to our retirement accounts and we will end with ~$3.1mil at 59 ½ years old.  Half a million short of our ultimate goalRead More

Our Finances, Where We Are and How We Got Here

In The Beginning

Every future millionaire started somewhere, for me that somewhere was back in 1999 when my grandfather died.

In 1999 my grandfather passed away and left me and my brother ~$2,000.  My dad introduced us to the stock market and told us to each pick a company and we could invest the money in it.  My brother picked Read More