Pay Yourself First

One of the best, early lessons I learned was to “Pay Yourself” before you did anything else with your income.  My wife and I spent 6 ½ frustrating* years doing things the wrong way before wising up a little bit and actually putting money towards our future. 

*Let me be honest: in the middle of those 6 ½ years,

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Why $1,000,000 by 2030?

The $1,000,000 Goal

We Did The Math

It turns out that there is a pretty nice “break-even” point.  I calculated that if we reach the $1,000,000 goal in the year 2030, we could never contribute another dime to our retirement accounts and we will end with ~$3.1mil at 59 ½ years old.  Half a million short of our ultimate goalRead More

Our Finances, Where We Are and How We Got Here

In The Beginning

Every future millionaire started somewhere, for me that somewhere was back in 1999 when my grandfather died.

In 1999 my grandfather passed away and left me and my brother ~$2,000.  My dad introduced us to the stock market and told us to each pick a company and we could invest the money in it.  My brother picked Read More

Hello and Welcome

Nice to meet you!

Hello and welcome to the Millionaires by 2030 blog – I’m glad you decided to stop by!  I hope you spend some time reading and commenting and join us on our journey to financial independence. 

I’m creating this blog as a way to stay motivated and track my progress to achieve Retirement Account Millionaire Status by Read More