Christmas is less than a week away, and, if you’re like me you have blown your Christmas spending budget. You are going to need to cut some spending somewhere to get your finances back on track as soon as possible. Nearly half of Americans rack up credit card debt over the holidays (source). If you’re one of them, … Read More
When I finally made the decision to put an emphasis on saving my money instead of spending it, I realized I had no real idea how to get started. I know I was getting the full 3.5% company match (on 6% contribution) in my 401k thanks to auto-enrollment. My dad started a Roth IRA for me some 12 years earlier, … Read More
Holiday Gift Guide
Can you believe Christmas is just 2 short weeks away? By now, you have hopefully made a gift giving budget and bought your holiday gifts while sticking to the budget. Personally, we have overspent on Christmas again this year.
If you haven’t gone out and made your purchases yet and are looking for a little inspiration on … Read More
Lifestyle Inflation Hit Us Hard
If I had been more conscious of the symptoms of lifestyle inflation in my early and mid 20s, this blog might be called Millionaires by 2025. Instead, I was stricken by the disease of lifestyle inflation and I didn’t even realize it.
Lifestyle inflation (sometimes referred to as lifestyle creep) is the process in which … Read More