7 Ways to Cut $50 Off Your Monthly Expenses

monthly saving, monthly expenses

Christmas is less than a week away, and, if you’re like me you have blown your Christmas spending budget.  You are going to need to cut some spending somewhere to get your finances back on track as soon as possible.  Nearly half of Americans rack up credit card debt over the holidays (source).  If you’re one of them, … Read More

How to Save Your Next Dollar

Savings steps, savings hierarchy

When I finally made the decision to put an emphasis on saving my money instead of spending it, I realized I had no real idea how to get started.  I know I was getting the full 3.5% company match (on 6% contribution) in my 401k thanks to auto-enrollment.  My dad started a Roth IRA for me some 12 years earlier, … Read More

15 Holiday Gift Ideas for Frugal Friends & Family

Holiday Gift Guide

Can you believe Christmas is just 2 short weeks away?  By now, you have hopefully made a gift giving budget and bought your holiday gifts while sticking to the budget.  Personally, we have overspent on Christmas again this year.

If you haven’t gone out and made your purchases yet and are looking for a little inspiration on … Read More

Lifestyle Inflation is a Disease – Here are 5 Symptoms

Lifestyle Inflation Hit Us Hard

If I had been more conscious of the symptoms of lifestyle inflation in my early and mid 20s, this blog might be called Millionaires by 2025.  Instead, I was stricken by the disease of lifestyle inflation and I didn’t even realize it.

Lifestyle Inflation, lifestyle creep

Lifestyle inflation (sometimes referred to as lifestyle creep) is the process in which … Read More