How to Save Your Next Dollar

Savings steps, savings hierarchy

When I finally made the decision to put an emphasis on saving my money instead of spending it, I realized I had no real idea how to get started.  I know I was getting the full 3.5% company match (on 6% contribution) in my 401k thanks to auto-enrollment.  My dad started a Roth IRA for me some 12 years earlier, … Read More

15 Holiday Gift Ideas for Frugal Friends & Family

Holiday Gift Guide

Can you believe Christmas is just 2 short weeks away?  By now, you have hopefully made a gift giving budget and bought your holiday gifts while sticking to the budget.  Personally, we have overspent on Christmas again this year.

If you haven’t gone out and made your purchases yet and are looking for a little inspiration on … Read More

Lifestyle Inflation is a Disease – Here are 5 Symptoms

Lifestyle Inflation Hit Us Hard

If I had been more conscious of the symptoms of lifestyle inflation in my early and mid 20s, this blog might be called Millionaires by 2025.  Instead, I was stricken by the disease of lifestyle inflation and I didn’t even realize it.

Lifestyle Inflation, lifestyle creep

Lifestyle inflation (sometimes referred to as lifestyle creep) is the process in which … Read More

Net Worth Update – December 2018 $283,752.05 (+$2,609.58 / +0.92%)

We posted a slight gain last month due to the stock market rebounding a bit.  Our cash position also saw some much needed improvement due to us selling our car and getting rid of our car payment. (WOO!!!)

Speaking of… I still can’t get over how huge the extra $463/month is going to be for use over the next 2ish … Read More