The Sky Is Falling (maybe) – And That’s OK (probably)

Did you notice the stock market dropped quite a bit yesterday?  Some of the news outlets were saying the Dow dropped by the 3rd highest amount in its entire history and we are heading for a market correction!

A market correction is when an index falls 10% from a recent high.

If you weren’t scared enough, now half of the … Read More

Confessions of an Imperfect Saver #3 – The Jaw-Dropping Amount We Spend at Amazon

Our Amazon Spending Is Out of Control

In the last 12 years, we have spent $24,760.67 just on Amazon, most of those purchases occur outside of our budget.

Maybe you caught my post about monthly subscriptions where I casually mentioned I had ordered 754 items off Amazon since I have been a Prime Subscriber.  For the last 140 months we … Read More

Net Worth Update – October 2018 $274,925.23 (+$2,682.40)

October has been a month of adjustments.  We took what we learned in September and started making changes to positively impact our declining cash.  I am sticking to my prediction from my last net worth update that we will see improvement on the November update.  Until then, here is a good representation of what last month was like (last 2 … Read More

Are Your Monthly Subscriptions Getting Out of Control?

Monthly Subscription Based Economy

Subscription based companies are growing from 5-9 times faster than traditional companies.  Many traditional companies are now playing catch-up to regain some of the market share they have lost to these services.

DirectTV Now (Netflix)

Gillette Shave Club (Dollar Shave Club)

AMC Stubz (Moviepass)

And many more.

All of these traditional companies are trying to avoid … Read More