Pay Yourself First

One of the best, early lessons I learned was to “Pay Yourself” before you did anything else with your income.  My wife and I spent 6 ½ frustrating* years doing things the wrong way before wising up a little bit and actually putting money towards our future. 

*Let me be honest: in the middle of those 6 ½ years,

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Why $1,000,000 by 2030?

The $1,000,000 Goal

We Did The Math

It turns out that there is a pretty nice “break-even” point.  I calculated that if we reach the $1,000,000 goal in the year 2030, we could never contribute another dime to our retirement accounts and we will end with ~$3.1mil at 59 ½ years old.  Half a million short of our ultimate goalRead More

Cut Cable and Save $28,000

Easy Guide to Cut Cable Yourself

Have you always wanted to “cut the cord” from your cable provider but had no idea how to do it or where to start?  I’m going to help you achieve the perfect cable-free TV set up.  A little over a year ago, after YEARS of talking about getting rid of cable, we finally did.  Read More

Credit Ghost to Credit Star – Going from 0 to 700 in 18 Months

8 Years Ago – I Didn’t Exist – I Was a Credit Ghost

In 2010, as a newly minted married couple with two incomes, my beautiful bride and I made our first major purchase together: a new car!  Let’s forget that a couple of 22 year olds don’t need to ever buy a NEW car.  But we did need a … Read More